Certificate of Eligibility
Confirm the service benefit
Can I Buy a Home With a VA Loan and No Down Payment?
Eligible VA borrowers may be able to purchase with no down payment when the price is within the appraised value and the entitlement requirements are met. You still need lender approval and funds for applicable closing costs.
Confirm your eligibility first
A Certificate of Eligibility documents your VA benefit eligibility. The lender separately reviews credit, income, the home, and the financing. VA purchase financing is intended for a home you will occupy.
Understand what remains to be paid
VA loans do not require monthly mortgage insurance. A funding fee may apply unless you qualify for an exemption. Ask the lender to explain entitlement, any appraisal gap, and your total cash to close.
Lender review
Document repayment ability
Home and appraisal
Confirm property requirements
Talk to Dominique About Buying With a VA Loan
Share your plans, priorities, and timing with Dominique.