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SUN AND SAGERise Real Estate

What Documents Do I Need for Mortgage Preapproval?

Preapproval document checklist with laptop calculator and keys

Prepare identification, income records, account statements, debt information, and evidence of your down payment funds. Your lender will give you a list based on your work, income, and loan program.

Gather a complete packet

Include all pages of statements and tell the lender about gifts, self-employment, or other income you want considered. Ask how to provide documents through the lender’s secure process.

Keep it current

Recent statements or updated income records may be requested again before closing. Keep a clear folder system so you can find the newest version when it is needed.

Your preparation checklist

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Talk to Dominique About Mortgage Preparation

Share your plans, priorities, and timing with Dominique.