Skip to content
SUN AND SAGERise Real Estate

How Do I Get Preapproved for My First Home?

First-time buyer preapproval papers reviewed at a warm kitchen table

Choose a comfortable budget, gather your documents, and ask a lender to review your situation. The preapproval helps you focus your search while identifying issues to resolve before an offer.

Build a search around your comfort level

The amount a lender is willing to lend may be higher than the payment you want. Share your monthly target and cash budget with Dominique so the property search reflects your priorities.

Keep the lender informed

Ask what assumptions support the letter and what conditions remain. Report changes in employment, debt, or available funds to the lender before relying on the earlier review.

01

Set your comfort level

Monthly payment and cash available

02

Prepare documents

Income, assets, and debts

03

Request a review

Ask about options and conditions

04

Begin the search

Use a price range that fits your plan

Talk to Dominique About Buying Your Home

Share your plans, priorities, and timing with Dominique.