What Credit Score Do I Need to Buy a Home?
There is no single credit score that works for every mortgage. The loan program, lender, and the rest of your financial profile affect the decision. Ask a lender to review your actual situation.
Understand the lender’s review
Credit is one part of the application alongside income, debts, assets, and the property. A consumer score you see in an app may differ from the score used for a mortgage.
Prepare before you apply
Review your credit reports for errors and keep payments current. Ask the lender before taking on new debt or making account changes during the mortgage process.
Your preparation checklist
Select the items you have ready.
Talk to Dominique About Your Credit and Home Search
Share your plans, priorities, and timing with Dominique.