Loan costs
Origination, appraisal, and related charges
What Closing Costs Should I Plan for When Buying a Home?
Plan for lender and settlement charges, applicable taxes, prepaid expenses, and any initial escrow deposit, in addition to your down payment. The Loan Estimate and Closing Disclosure show your transaction’s amounts.
Know where the money goes
Ask the lender and settlement provider which charges you can compare. Your costs depend on the loan, property, service providers, and negotiated credits.
Review changes before closing
Review the Closing Disclosure against your earlier Loan Estimate. Ask about any changes and confirm the final cash needed. Keep moving costs and a maintenance cushion separate from the closing budget.
Settlement costs
Title, escrow, and recording charges
Prepaids and escrow
Insurance and taxes collected in advance
Credits and deposits
Adjustments to your final cash to close
Talk to Dominique About Closing Costs
Share your plans, priorities, and timing with Dominique.